As you calculate payments above keep in mind there are a few moving parts to your monthly payment. The principal & interest is only one part.  Take the annual property taxes divide by 12 and add that in there and do the same for homeowners insurance. This is it for VA and Conventional loans with 20% or more down. For FHA and USDA Rural housing there will also be monthly mortgage insurance. Contact a member of The Mortgage Hub for the exact amount for those. Locking down the payment amount is critical for your budget.

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